8198 TERRACE GARDEN DRIVE N #304 ST PETERSBURG, FL 33709

$189,900

2 Beds

2 Baths

1440 sqft

Property Details

MLS#

TB8423777

Type

Condominium

Status

Active Listing

Square Footage

1,440

Bedrooms

2

Bathrooms

2 full

Year Built

1985

Tax Amount

$4,164

HOA Fees

$988

Property Description

PRICE IMPROVEMENT on an IMMACULATE, Move-In-Ready/Well Maintained and Clean-As-A-Whistle, 2/2 unit with breathtaking and tranquil views of the Lake and Bayou! This Building/Community remained unscathed from last years storms - NO ASSESSMENTS! Your HOA dues cover ALL utilities (except for power/paid by owner) that ultimately includes great community rates for your Cable, Wifi, Gas, Sewer, Water, Trash, multiple community pools, clubhouses, walking trails, ground maintenance, exterior insurance and peace of mind in this ever desirable 55+ community of Five Towns. Many times these HOA dues and what they cover is much more affordable than living in a Single Family Home & makes paying your monthly bills a breeze (just a quick check to the HOA covering 99.95 of your utilities). This unit is located in the highly sought after 'Radcliff Building', and is one of the largest/most spacious layouts, with envious storage space in all of Five Towns! Outstanding floor plan - complete with 2 bedrooms, 2 full baths, a large galley-style kitchen, an oversized family room, dining room, a cozy and bright living room and 8X10 foot storage/utility room (rare commodity in Florida), along with a spacious lanai to enjoy quiet mornings, or a nigthcap after an eventful day! With a dual En-suite layout, your and your co-habitant or guests will enjoy the space and privacy this layout offers. The master bath was very recently remodeled with top of the line fixtures/finishes. NEW A/C & Heat installed (2020) with 10-year warranty! The spacious master bedroom has walk-in closet that is 5 ft by 10 ft along wtih sliders to a screened-in lanai with peaceful views of the Seminole Lake and Bayou…along with custom fit sunscreens, to comfortably enjoy the lanai year round. You will love the enjoyment of a gas stove in the kitchen to prepare all your special dishes along with lots of counter space. Natural gas is included in the condo fee and services the gas stove, gas heat and gas water heater. Five Towns is an active 55+ community with countless planned events and social clubs, 6 pools, tennis courts, bocce ball court and so much more! Located close to shopping, restaurants, beaches and 25 minutes to the airport. Call today to schedule your private showing!

Amenities

Cooling:Central Air

Balcony

Irrigation System

Lighting

Outdoor Grill

Sidewalk

Sliding Doors

Tennis Court(s)

Ceiling Fan(s)

Living Room/Dining Room Combo

Open Floorplan

Primary Bedroom Main Floor

Solid Surface Counters

Split Bedroom

Thermostat

Window Treatments

Payment Calculator

per month

 Principal & Interest

 Property Tax

 Mortage Insurance

 HOA

 Home Owners Insurance

Home Price
Interest Rate
Down Payment
 Customize Calculations
Property Taxes
/ year
Homeowner's Insurance
/ month
HOA Dues
Mortgage Insurance
Loan Type
Location Map

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2026 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed.

© 2026 Beaches Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the participating Associations/MLS's Miami Association of Realtors, and the Realtor Association of Greater Ft. Lauderdale.

Information is deemed reliable but not guaranteed. Copyright 2026, Miami Association of Realtors, Realtor Association of Greater Ft. Lauderdale, and the South Broward Board of Realtors. All rights reserved. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of search facilities of data on the site, other than a consumer looking to purchase real estate, is prohibited.

Some properties that appear for sale on this limited electronic display may no longer be available. For the most current information, contact one of our agents.