445 VIRGINIA AVENUE ST CLOUD, FL 34769

$409,000

4 Beds

2 Baths

1869 sqft

Property Details

MLS#

V4941072

Type

Single Family Residence

Status

Active Listing

Square Footage

1,869

Bedrooms

4

Bathrooms

2 full

Year Built

1981

Tax Amount

$5,143

Garage Spaces

2

Property Description

If you’re looking for a move-in-ready home with character, this St. Cloud gem is a rare find. Just five blocks from East Lake Toho, this corner-lot pool home offers a peaceful retreat in a quiet neighborhood. The open-concept kitchen, dining, and great room create a seamless space for gathering with unique touches like a locally sourced cypress wood accent wall and a handcrafted barn door. The kitchen boasts modern white cabinetry and a stunning quartz peninsula with seating for six, while the screened porch overlooks a sparkling pool, fully fenced backyard with French drainage system, and large shed with overhead storage. The guest bathroom is a true retreat, complete with a step-in jetted tub, quartz counters, a bidet, and heated toilet seat. Upgrades include a newer roof & paid-off solar panels (2019), energy-efficient windows & doors (2017), and high-efficiency HVAC & smart water heater (2016). Smart home features like keyless entry, voice-activated lights, a touchless faucet, smart thermostat, and an NVR surveillance system add convenience. A non-conforming fourth bedroom inside the garage with heat & A/C offers endless possibilities. The garage has potential for a primary suite with pool access or an ADU, as the property is zoned for accessory dwellings. ASSUMABLE FHA LOAN AVAILABLE TO QUALIFIED BUYERS!!!

Amenities

Cooling:Central Air

Other

Private Mailbox

Accessibility Features

Ceiling Fan(s)

Crown Molding

Eating Space In Kitchen

Living Room/Dining Room Combo

Open Floorplan

Other

Primary Bedroom Main Floor

Smart Home

Solid Surface Counters

Stone Counters

Thermostat

Window Treatments

Payment Calculator

per month

 Principal & Interest

 Property Tax

 Mortage Insurance

 HOA

 Home Owners Insurance

Home Price
Interest Rate
Down Payment
 Customize Calculations
Property Taxes
/ year
Homeowner's Insurance
/ month
HOA Dues
Mortgage Insurance
Loan Type
Location Map

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2025 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2025 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed.

© 2025 Beaches Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the participating Associations/MLS's Miami Association of Realtors, and the Realtor Association of Greater Ft. Lauderdale.

Information is deemed reliable but not guaranteed. Copyright 2025, Miami Association of Realtors, Realtor Association of Greater Ft. Lauderdale, and the South Broward Board of Realtors. All rights reserved. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of search facilities of data on the site, other than a consumer looking to purchase real estate, is prohibited.

Some properties that appear for sale on this limited electronic display may no longer be available. For the most current information, contact one of our agents.